UniCredit Jelzálog Bank | Cover Pool CRR 129

INFORMATIONABOUT THE COVER POOL OF UNICREDIT JELZÁLOGBANK ZRT.

According to the Article 129 of the EU Regulation No.575/2013 of The European Parliament and of the Council on prudential requirements for credit institutions and investment firms called ‘Exposures inthe form of covered bonds’.

Monthly informationon the overcollateralization of the portfolio:

2017-2019

2020-2022Q3

	Collateral (capital)	Collateral (interest)	Issued bonds (capital)	Issued bonds (interest)	Exp. Cost of Liquidation of the Program	Additional Collateral and Liquid Assets	Collateral rate (nominal)
2022.11.30.	257.770.887.781 HUF	200.351.104.586 HUF	245.761.970.000 HUF	75.043.954.150 HUF	246.000.000 HUF	44.033.126.157 HUF	142,7%
2022.11.30.	257.770.887.781 HUF	200.351.104.586 HUF	245.761.970.000 HUF	75.043.794.150 HUF	235.000.000 HUF	44.27.126.157 HUF	143,1%
2022.12.31.	264.920.894.421 HUF	256.269.165.402 HUF	245.761.970.000 HUF	75.012.514.150 HUF	246.000.000 HUF	44.068.634.157 HUF	162,4%
2023.01.31.	299.666.193.145 HUF	334.543.287.975 HUF	245.761.970.000 HUF	70.453.714.150 HUF	246.000.000 HUF	43.013.695.144 HUF	200,4%
2023.02.28.	297.232.284.171 HUF	329.391.762.655 HUF	245.761.970.000 HUF	70.453.714.150 HUF	246.000.000 HUF	43.002.845.144 HUF	198,0%
2023.03.31	268,942,083,412 HUF	329,377,666,135 HUF	245,771,970,000 HUF	70,455,664,150 HUF	246,000,000 HU	43,017,469,144 HUF	202.65%
2023.04.30	281,142,490,362 HUF	329,159,937,613 HUF	245,771,970,000 HUF	68,531,536,150 HUF	246,000,000 HU	42,498,816,013 HUF	207.54%
2023.05.31	277,213,578,235 HUF	324,387,871,126 HUF	245,771,970,000 HUF	68,531,536,150 HUF	246,000,000 HUF	42,542,410,013 HUF	204.78%
2023.06.30	311,014,750,224 HUF	398,656,196,329 HUF	245,781,970,000 HUF	68,419,886,150 HUF	246,000,000 HUF	42,589,514,013 HUF	239.23%
2023.07.31	310,788,206,450 HUF	393,641,253,324 HUF	245,781,970,000 HUF	62,685,230,150 HUF	246,000,000 HUF	41,306,937,873 HUF	241.56%
2023.08.31	308,533,308,316 HUF	388,496,713,945 HUF	265,781,970,000 HUF	74,229,230,150 HUF	266,000,000 HUF	41,264,215,873 HUF	216.97%
2023.09.30	340,022,817,589 HUF	406,562,379,651 HUF	308,956,970,000 HUF	92,548,382,650 HUF	310,000,000 HUF	41,284,459,873 HUF	196.08%
2023.10.31	331,376,652,396 HUF	399,628,169,704 HUF	308,956,970,000 HUF	76,265,004,125 HUF	310,000,000 HUF	37,730,824,685 HUF	199.40%
2023.11.30	339,554,507,842 HUF	384,806,181,834 HUF	262,956,970,381 HUF	77,209,244,151 HUF	320,000,000 HUF	37,711,822,113 HUF	223.82%
2023.12.29	335,870,714,652 HUF	318,040,984,299 HUF	262,956,970,384 HUF	77,209,244,151 HUF	320,000,000 HUF	37,801,552,113 HUF	203.15%
2024.01.31	333,173,471,867 HUF	316,919,280,666 HUF	262,956,970,386 HUF	68,026,140,151 HUF	320,000,000 HUF	36,562,040,593 HUF	207.26%

Monthly information on the overcollateralization of the portfolio (2017-2019):

	Collateral total (capital + interest)	Issued bonds total (capital+interest)	Collateral rate (nominal)
2017.03.31.	155,885,689,918 HUF	127,442,117,344 HUF	122.32%
2017.04.28.	159,207,701,129 HUF	135,580,996,315 HUF	117.43%
2017.05.31.	162,957,519,946 HUF	135,555,723,528 HUF	120.21%
2017.06.30.	168,801,569,347 HUF	135,453,301,893 HUF	124.62%
2017.07.31.	165,962,241,649 HUF	135,432,613,450 HUF	122.54%
2017.08.31.	159,375,733,436 HUF	129,276,127,739 HUF	123.28%
2017.09.29.	164,108,427,123 HUF	128,844,311,781 HUF	127.37%
2017.10.31.	162,669,248,452 HUF	126,832,927,091 HUF	128.25%
2017.11.30.	160,273,350,107 HUF	126,835,515,361 HUF	126.36%
2017.12.29.	167,141,516,550 HUF	119,463,390,613 HUF	139.91%
2018.01.31.	165,122,670,674 HUF	126,214,912,459 HUF	130.83%
2018.02.28.	163,306,899,078 HUF	126,228,158,025 HUF	129.37%
2018.03.29.	184,794,685,638 HUF	149,298,765,878 HUF	123.78%
2018.04.27.	182,390,452,318 HUF	149,297,002,226 HUF	122.17%
2018.05.31.	182,598,517,690 HUF	149,319,363,231 HUF	122.29%
2018.06.29.	188,771,783,448 HUF	157,041,226,231 HUF	120.21%
2018.07.31.	186,125,103,880 HUF	157,011,467,994 HUF	118.54%
2018.08.31.	195,680,963,963 HUF	157,030,182,338 HUF	124.61%
2018.09.28.	202,690,038,117 HUF	161,973,873,972 HUF	125.14%
2018.10.31.	205,047,747,615 HUF	170,232,690,360 HUF	120.45%
2018.11.30.	212,390,295,161 HUF	169,845,210,360 HUF	125.05%
2018.12.28.	222,927,831,532 HUF	175,981,957,854 HUF	126.68%
2019.01.31.	220,814,318,968 HUF	175,981,417,848 HUF	125.48%
2019.02.28.	217,820,767,149 HUF	175,981,417,848 HUF	123.77%
2019.03.29.	228,699,530,045 HUF	175,944,948,850 HUF	129.98%
2019.04.30.	225,495,302,235 HUF	175,944,138,853 HUF	128.16%
2019.05.31.	223,197,308,747 HUF	187,905,828,855 HUF	118.78%
2019.06.28.	238,767,087,849 HUF	187,918,769,851 HUF	127.06%
2019.07.31.	236,100,370,033 HUF	187,918,769,854 HUF	125.64%
2019.08.30.	232,783,651,415 HUF	187,919,039,858 HUF	123.87%
2019.09.30.	235,553,561,263 HUF	177,358,945,859 HUF	132.80%
2019.10.31	217,567,218,257 HUF	174,290,712,354 HUF	124.83%
2019.11.29.	212,705,759,380 HUF	173,370,212,359 HUF	122.69%
2019.12.31	235,724,531,120 HUF	173,378,916,352 HUF	135.96%

Monthly information on the overcollateralization of the portfolio (2020-2022Q3):

Collateral

(capital)

Collateral

(interest)

Issued bonds (capital)

Issued bonds

(interest)

Exp. Cost of Liquidation of the Program

Collateral rate (nominal)

2020.01.31.

192,186,962,692HUF

  41,344,388,997HUF

168,409,000,000HUF

18,222,591,218HUF

-

124.85%

2020.02.28.

207,644,001,335HUF

42,348,435,279HUF

168,409,000,000HUF

18,222,591,218HUF

-

133.95%

2020.03.31.

215,820,146,269HUF

42,655,980,000HUF

173,346,000,000HUF

17,401,371,615HUF

-

135.51%

2020.04.30.

211,637,317,335HUF

44,521,738,421HUF

173,346,000,356HUF

17,401,371,615HUF

-

134.56%

2020.05.29.

208,909,597,891HUF

43,973,692,569HUF

173,346,000,356HUF

17,401,371,615HUF

-

132.83%

  2020.06.30.

213,590,368,131HUF

49,709,932,731HUF

192,146,000,000HUF

22,878,397,500HUF

-

122.66%

2020.07.31.

210,676,417,402HUF

48,909,878,680HUF

192,146,000,000HUF

22,878,397,512HUF

-

120.93%

2020.08.31

209,068,981,811HUF

48,257,014,369HUF

192,146,000,000HUF

22,878,397,512HUF

-

119.87%

2020.09.30.

225,614,361,357HUF

41,555,960,000HUF

192,156,000,000HUF

22,886,087,509HUF

-

124.24%

2020.10.31.

211,629,822,087HUF

49,108,978,339HUF

192,156,000,371HUF

19,171,965,009HUF

-

124.38%

2020.11.30.

215,683,930,429HUF

49,389,101,735HUF

209,155,970,363HUF

27,119,207,209HUF

-

112.19%

2020.12.31.

225,592,161,401HUF

48,321,464,000HUF

209,155,970,368HUF

27,119,207,206HUF

-

115.93%

2021.01.31.

220,447,152,840HUF

50,187,916,656HUF

209,155,970,362HUF

27,119,207,206HUF

-

114.5%

2021.02.28.

217,819,454,760HUF

49,390,619,044 HUF

209,165,970,364HUF

27,121,807,206HUF

-

113.1%

2021.03.31.

221,471,107,469HUF

51,655,224,791HUF

209,165,970,367HUF

27,121,807,203HUF

-

115.7%

2021.04.30.

207,286,777,468HUF

50,984,347,825HUF

201,265,970,363HUF

26,489,807,203HUF

-

113.5%

2021.05.31.

218,940,045,271HUF

51,102,371,119HUF

201,265,970,000HUF

26,489,807,203HUF

-

118.6%

2021.06.30.

220,364,998,124HUF

50,605,593,702HUF

207,265,970,000HUF

27,936,207,200HUF

-

115.2%

2021.07.31.

217,827,610,988HUF

45,489,207,450HUF

207,265,970,000HUF

27,936,207,200HUF

-

113.7%

2021.08.31.

214,867,311,001HUF

48,558,969,112HUF

207,265,970,000HUF

27,936,207,200HUF

-

112.1%

2021.09.30.

216,561,801,258HUF

52,813,065,460HUF

207,275,970,000HUF

27,938,807,200HUF

-

114.6%

2021.10.31.

214,095,024,154HUF

52,057,939,245HUF

159,411,970,000HUF

22,208,300,675HUF

-

146.6%

2021.11.30.

211 396 320 396HUF

53,139,237,680HUF

182,611,970,000HUF

30,002,530,675HUF

-

124.4%

2021.12.31.

216,294,442,383HUF

65,922,946,247HUF

182,621,970,000HUF

30 004 805 675HUF

-

132.7%

2022.01.31.

215,159,021,289HUF

65,086,870,866HUF

182,621,970,000HUF

30,004,805,675HUF

-

131.8%

2022.02.28.

213,047,927,577HUF

63,817,879,866HUF

182,621,970,000HUF

30,004,805,675HUF

-

130.2%

2022.03.31.

216,879,848,811HUF

80,938,773,901HUF

182,631,970,000HUF

30,007,080,675HUF

-

140.1%

2022.04.30.

213,783,440,199HUF

79,722,903,041HUF

193,131,970,000HUF

31,568,430,675HUF

-

130.6%

2022.05.31

221,416,896,882HUF

80,079,907,082HUF

193,131,970,000HUF

31,550,580,675HUF

-

134.2%

2022.06.30

223,691,825,660 HUF

92,560,778,412 HUF

193,131,970,000 HUF

31,422,280,675 HUF

-

140.8%

2022.07.31.

221 580 742 441 HUF

90,907,323,683 HUF

193,141,970,000 HUF

31,491,755,675 HUF

-

139.1%

2022.08.31.

218,653,894,043 HUF

87,267,796,352 HUF

193,141,970,000 HUF

31,472,855,675 HUF

200,000,000 HUF

136.1%

2022.09.30

263,478,597,578 HUF

203,448,188,705 HUF

193,151,970,000 HUF

35,982,780,675 HUF

200,000,000 HUF

203.6%

Do you have any questions?

Do not hesitate to ask us!

+36 1 301-5500

Private customers:

jelzalogbank@unicreditgroup.hu

Investors, institutions:

ucjb.investor@unicreditgroup.hu

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